For courses in business mathematics, personal finance, or small business management.

Empowers your students to manage personal finances

Business Math is a practical and thorough guide for students and small business owners to learn how to manage personal and business finances.  

The course starts off by reviewing basic math. It then dives into topics relevant for any career such as banking, interest, consumer credit, and more. It also touches on important topics for business owners including payroll, markup, markdown, trade discounts, business statistics and more.

Banking

 Checking Account Transactions

 Bank Statements

Markup and Markdown

 Markup Based on Cost

 Markup Based on Selling Price and Markup Comparisons

 Markdown, Series of Markdowns, and Perishables

Payroll

 Gross Pay

 Payroll Deductions

Simple Interest and Simple Discount

 The Simple Interest Formula

 Ordinary and Exact Interest

 Promissory Notes

Consumer Credit

 Installment Loans and Closed-End Credit

 Paying a Loan Before It Is Due: The Rule of 78

 Open-End Credit

Compound Interest, Future Value, and Present Value

 Compound Interest and Future Value

 Present Value

Annuities and Sinking Funds

 Future Value of an Annuity

 Sinking Funds and Present Value of an Annuity

Building Wealth Through Investments

 Stocks

 Bonds

 Mutual Funds

Financial Statements

 The Balance Sheet

 Income Statements

 Financial Statement Ratios